Angelo Richter L. Dela Cruz

Strategy & Execution Analyst (Data Science and Analytics) Manila City, Philippines | [email protected] LinkedIn | GitHub

Education

Bachelor of Science in Computer Science De La Salle University – Manila | Graduated: February 23, 2026

UNO Digital Bank | February 2026 - Present

Hybrid AI & Automation Strategy

Optimized Hybrid Address Matching: Designed and executed a systematic analysis of a hybrid Fuzzy Logic + LLM (Phi-3.5) system, evaluating 35 threshold combinations to balance automation efficiency against risk.
Engineered Safety Nets: Identified the "Contamination Zone" in algorithmic matching where high-confidence scores yielded false positives, implementing an LLM-based safety net to reduce fraud exposure.
Performance Scaling: Developed a data preprocessing and normalization pipeline for Philippine-specific addresses, achieving a 4x processing speedup through intelligent sampling and parallel execution.

Operational Analytics & Execution

Loan Performance Architecture: Architected a high-scale analysis platform for 587k+ applications, mapping 25M+ event records to isolate performance friction across 141 distinct processing queues.
Automated Data Infrastructure: Developed a robust SQL-to-Python pipeline that replaced manual reporting, enabling real-time, high-fidelity tracking of 15k+ active applications with increased data granularity.
Advanced Statistical Modeling: Integrated linear regression and IQR-based outlier detection to forecast performance trends and ensure the statistical integrity of all operational KPIs.

Quality Assessment & Risk Control

Vendor Performance Audit: Conducted a comprehensive audit of Third-Party Document Validation, uncovering a 28.93% False Positive rate and identifying a "readability paradox" that led to unnecessary customer friction.
Data-Driven Recalibration: Translated complex confusion matrix results into actionable business insights, directly informing vendor evaluation criteria and immediate fraud risk mitigation strategies.
Stakeholder Communication: Authored professional LaTeX business reports and interactive Jupyter dashboards to communicate multi-dimensional trade-offs to C-level stakeholders.

EGS Enggist & Grandjean Software | April 2024 – August 2024

Operational Visibility: Maintained real-time status dashboards, providing international stakeholders with clear visibility into testing progress and release readiness.
Risk Reporting: Documented operational risks and software defects in structured reports, accelerating the developer resolution cycle.